we want to refinance, and this seems like a pretty good time to do it. What do you think?
I don't know what would be involved in a refi, would it be similar to the last process?
How long would it take? Would there be $ out of my pocket? Could I put money into my
pocket? Let me know. I'd love to talk W/ You if we can ever catch up W/ one another.
Anyways, I didn't see any need to talk to the rest when I already know that God has given
me access to the best---Ken Roe".
or call us, we'd like to get this rolling asap (I know you're not busy- HaHa). There are a
few guys on the team that are also interested in a refi, and I told them not to talk to
anyone before I heard from you! Because they have never dealt w/ or will ever deal w/
another like you. One of our coaches has already refinanced but he said his terms weren't
as good as he had hoped, but he got cash out of the deal - then a week later the rates
went down again. This coach has been leaving some of 'his guy's' business cards in the
clubhouse, but I always tell the guys before you make that call you owe it to yourself to
call this guy - then I show them the poster I put up about you, and go on about your
honesty and hard work that you showed to us. Ken, I trust in the Lord and I also trust
your judgement and I always know that I can count on your honesty in all matters. I hope
you can help us choose the right thing to do for our family and for God. God Bless you and
Jim Daniel, San Diego Padres - Trainer
day I contacted Ken Roe to assist me with my refinancing needs was one of
the most fortunate days of my life."
our first conversation, and every interaction since, Mr. Roe has provided me with the most
outstanding customer service I have ever experienced. Ken provided kindness,
consideration, honesty, undivided attention and unlimited information to assist and
educate me in making the best decisions for my needs."
Roe never pressured me, and was genuinely concerned with meeting my needs and wants,
always called me back within minutes and delivered my loan approval within hours."
already working on a 2nd project with Mr. Ken Roe. As long as Ken Roe is
in business, he will have my business. Ken has earned my trust."
Diana Ellis, CalPERS Member
would like to express my gratitude to Ken Roe for his outstanding service during my recent
home purchase. Mr. Roe was extremely professional and courteous throughout the entire loan
transaction process. Mr. Roe went the extra mile to make sure the loan was approved all
the while keeping constant communication, even at hours not within the realm of standard
business working hours. His energy seems unlimited and his integrity unquestionable. I
intend to seek out Mr. Roe for any future home loan or refinance business dealings."
Karen M. Boggs
"Ken Roe was just WONDERFUL! I can't imagine going through the ordeal
of buying my first home without him and all his attention and helpful service."
the third time Ken Roe did an excellent job on my refinance. I am always impressed by the
short period of time that Ken always closes my loans."
had the pleasure of Ken Roe working for us. He was always there for us to answer our many
questions and explain everything thoroughly to us. He treated us like we were the only
people he was working with and we know better than that. His money figures were right on,
and there were no extra expenses thrown at us during our procedure. We were so pleased
with Mr. Roe that we have already recommended him to someone else."
The Sawitskas Family
husband and I were blessed to have Ken Roe as our Loan Representative. Ken showed us his
professionalism and knowledge from the very beginning. He proved to us that he cared about
any obstacles that we encountered and was very sincere. We have applied and have had many
mortgage loans, but we have never had a Loan Representative of this caliber. If we ever
need to apply for a loan again, Ken Roe will definitely be our choice. Thank you Ken Roe
for your wonderful service."
Elias & Celia Assef
Roe was our Loan Representative and did a great job! He is extremely professional and I
will recommend him to other people. He made the transaction easy for us. We practically
did everything over the phone. He was great."
have only good things to say about my experience with Ken Roe! I consider myself very
fortunate, or blessed, in meeting Ken Roe."
I met with Ken, I explained my mortgage situation and needs. We immediately got started on
the qualifying and documentation necessary. Once I got Ken the information needed, he did
his part very expediently. When I had questions for Ken he would return my calls within
minutes, and with very thorough explanations or answers."
product knowledge of programs and services available was exceptional and very beneficial
for me! Ken assisted me in setting up my personal financing of which I am very
you for working with me,
Randall P. Seabert
Branch NMLS #259565
Ken Roe NMLS # 245106
Sierra Pacific Mortgage Company, Inc. DBA " "Just Home Loans"
are licensed to do business in California.
Licensed by the Department of Corporations Residential Mortgage Lending Act — license #8171012
Please call for details on loans available in additional states.